MLTA vs MRTA: The Critical Choice
Understanding the difference between these two mortgage protection options can save your family from financial hardship.
What Happens to Your Mortgage If...?
Life is unpredictable. Without proper protection, your family could face the devastating loss of their home during difficult times.
Unexpected Death
Family loses home without protection
Critical Illness
Income loss while mortgage continues
Disability
Unable to work but payments don't stop
Why MLTA is the Smarter Choice
Give your family the security they deserve with comprehensive mortgage protection that works for them, not just the bank.
Fixed Coverage
Full protection throughout the entire loan term, regardless of your outstanding balance.
Family Benefits
The payout goes directly to your loved ones, giving them the flexibility to decide what's best.
Transferable
Keep your coverage even if you refinance, switch banks, or buy a new property.
Cash Value
Build cash value over time that you can access for emergencies or opportunities.
Frequently Asked Questions
Get answers to the most common questions about mortgage protection.
Protect Your Family's Home
Don't leave your family's future to chance. Get in touch today to discuss how MLTA can provide the protection and peace of mind you deserve.
Free consultation • No obligation • Personalized recommendations